Q&A
Asked by caleb.mcel
Answered by Daniel Munoz
Mortgage Professional in Plano, TX
It is absolutely worth considering especially if your loan was originated before late 2015!
Q&A
Asked by cookhelen944
Answered by Dave Bradley
Investment Manager (Financial Advisor) in North Charleston, SC
Hi cookhelen944 I am not a proponent of debt refinancing that creates more debt. Our group focuses on equity financing and living within the created cash flows. ...
Q&A
Asked by sabrina
Answered by Dave Bradley
Investment Manager (Financial Advisor) in North Charleston, SC
Hi Sabrina Cook. Are you the only one currently on the mortgage? Discus this with your current mortgage holder. Also, discuss this with your legal advisor. Some state...
Q&A
Asked by whaynes52
Answered by IntroLend Writing Staff
Financial Adviser in Los Angeles, CA
The HARP program was established to help homeowners with underwater mortgages, you can read more about that here. Are you looking for a refinance loan, or some other t...
Q&A
Asked by Harvey2635
Answered by Sean Balcom
Sr. Homelending Manager/AVP of Sales in Northville, MI
Yes, you can just replace that HELOC with a new HELOC or get a Mortgage. You could also replace it with a mortgage and a smaller HELOC.
Q&A
Asked by thomas0076
Answered by IntroLend Writing Staff
Financial Adviser in Los Angeles, CA
Have you considered refinancing? You may end up paying more in interest but be able to lower your payment, speak to a mortgage specialist by searching (look for the ma...
Q&A
Asked by martir1972
Answered by Sean Balcom
Sr. Homelending Manager/AVP of Sales in Northville, MI
You can possibly get a fixed rate 15 year loan at least 1.25% lower than what you pay now. If you plan to stay in the house, you should look into it.
Q&A
Asked by James
Answered by Samuel Kotzur PRO+
Loan Officer in Ocean City, MD
Hi James. Your best bet for financing would be to talk to a local community bank that holds their loans in-house in their own portfolio. There may be some financing ...
Q&A
Asked by Neolia R
Answered by Samuel Kotzur PRO+
Loan Officer in Ocean City, MD
You can combine your first and second mortgage into one new mortgage, but there a few factors you would need to consider. You would have to check the current rates on...
Q&A
Asked by Barbara
D
Answered by Dennis.Hearing
You can also refinance AND get the money to do the repairs and upgrades all in one loan. It is called a refi-reno. There is an FHA version and a conventional version. ...
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