Q&A
Asked by trish
Answered by Addy Jolly
Branch Manager - Residential Mortgages in Gaithersburg, MD
At 1 percentage a month you will be a 4% in just a couple of months which is where current rates sit for borrowers who qualify. A refinance transaction takes between 3...
Q&A
Asked by Beverly
Answered by Greg Fischer
Mortgage Professional in Manchester, NH
The "Is it a good time to refi?" question should almost always be followed by this question - "How long will it take to break even?" If the new loan will cost you $...
Q&A
Asked by Daniel
Answered by David Skow
Mortgage Professional in Seattle , WA
No, rates / pricing doesn't vary seasonally, so checking any time is as good as any other time :) A simple tip is that if there is a lot of good economic and glo...
Q&A
Asked by Carla
Answered by Tyler Hendrick
Mortgage Professional in Spokane, WA
A reverse mortgage is a loan available to homeowners, 62 years or older, that allows them to convert part of the equity in their homes into cash. The product was conce...
Q&A
Asked by dicktrudell
Answered by Justin Clark
Mortgage Professional in Moreno Valley, CA
You can use the search option on this website to find what you're looking for in a particular city. Or you can ask some friends or family if they have worked with any...
Q&A
Asked by grandmama106
Answered by Kendrick Walker
Mortgage Professional in Santa Rosa, CA
Hello. Best advise would be to locate a local Lender or Credit Union (you have a smaller loan). Stearns, Summit Funding, Pinnacle Capital, Redwood Credit Union are a...
Q&A
Asked by an anonymous user
Answered by Hans Bruhner
Mortgage Banker in Sebastopol, CA
There are many moving parts to this question. #1. You do not need to refinance, because it is an interest-only loan. You can simply start paying extra to go towards pr...
Q&A
Asked by DERAVAKIAN
Answered by David Skow
Mortgage Professional in Seattle , WA
Ideas 1) contact the present lender to see if they offer a 2nd mortgage/ HELOC program 2) contact where you bank for options 3) contact the smaller / mid sized loc...
Q&A
Asked by raymond1196
Answered by Dennis Gibb
Financial Adviser in Redmond, WA
Hi Raymond, there is a lot of variation in loan rates now and there are pluses and minus to each. I recently refinanced my house with a VA and I got a 3.38% rate fix...
Q&A
Asked by rvmtexasx70
Answered by Dave Bradley
Investment Manager (Financial Advisor) in North Charleston, SC
Hi, Perhaps, I'm not understanding the question. At first glance, the logical thought that comes to mind is why not just pay off the first mortgage. Then, pay yours...
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