Christopher Tanael

Drop Mortgage

Wholesale Rep at DROP Mortgage in San Marcos, CA

About

A little about us, Drop Mortgage was founded on the idea that underwriting should "make sense". The problem with mortgage lending these days is that if you don't fit in a specific box, your loan most likely will be denied. At Drop Mortgage, Inc. we take a common sense approach to looking at your loan. If you have compensating factors or can demonstrate the ability to pay in an unconventional way, we might still be able to approve your loan. If you have a credit event like a short sale or foreclosure, we understand and can overlook it if you have a good reason for it. Additionally, we use methods like "depleted assets" or "cross-collateralization" to work around traditional guidelines. We thrive in the super jumbo area, even after a foreclosure or short sale. Curious about what we can do? Give me a call (760) 994.4014.

Contact
Click for phone number
(760) 994-4014
Address
in San Marcos, CA 92078
Info
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Reviews

Peer Endorsements

Best Answers

Q&A
Asked by Mark Fidelman

Answered by Ted Rood PRO+
Mortgage Professional in Maryland Heights, MO
Short answer: yes. Whether you go to a jumbo or a new piggyback, your current rates are not competitive. If you haven't already pursued a refinance, it's time to do so.
Borrowing Mortgage Refinance
Q&A
Asked by shim

Answered by Ted Rood PRO+
Mortgage Professional in Maryland Heights, MO
Short answer: there's no where you'll be able to get anything close to a decent rate on investment loans with scores in the 500's and that many loans. I'd look at po...
Borrowing Mortgage Refinance
Q&A
Asked by John

Answered by Ted Rood PRO+
Mortgage Professional in Maryland Heights, MO
Hi John, Your numbers are a little confusing. You state you're 3 years into a 20 year adjustable loan at 2%, and want to refinance into a 20 year loan fixed at 4....
Borrowing Mortgage Refinance
3
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Specialties

  • Blemished Credit
  • Debt Consolidation
  • FHA
  • Home Equity Loan or Line of Credit
  • Home Improvement
  • Home Purchase
  • Jumbo
  • Refinance
  • VA
  • Other

Servicing

Background

Experience

Mortgage Specialist
Wholesale Account Representative